Remortgage calculator
See how much you could save (or pay) by switching to a new rate
Your current mortgage
£
The new deal
Defaults to your remaining term — extending it lowers monthly cost but usually increases total interest.
Current payment
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New payment
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For illustrative purposes only, based on a standard repayment mortgage — actual rates, fees and eligibility vary by lender. This doesn't include arrangement fees, valuation fees, legal costs, or any Early Repayment Charge your current lender may apply for leaving before your existing deal ends — check your current mortgage terms or speak to a mortgage adviser before switching, as these can significantly affect whether remortgaging is worthwhile.