Mortgage calculator

Estimate your monthly repayments and see how your balance reduces over time

Your mortgage

£
£ 20%
Monthly repayment —

For illustrative purposes only. Actual rates and eligibility vary by lender.

Amortization schedule

How much of each year's payments goes to interest vs your balance

YearInterest paidPrincipal paidTotal paidRemaining balance

Figures are rounded and assume no overpayments, rate changes, or fees. A real mortgage's rate typically changes after an initial fixed or tracker period ends.